Risk is accepted one event at a time. Losses arrive as a sequence.
Regulated operators face a real bind: too many alerts, blunt static rules that regulators penalise, and false declines that quietly push good players away.
Bonus abuse is estimated at around 64% of all fraud in iGaming.
According to Sumsub, 2025 iGaming Fraud Report.
Operators are estimated to lose roughly 10–20% of promotional turnover to bonus abuse.
According to LexisNexis Risk Solutions.
Regulators have cited understaffed compliance and alert backlogs as a cause of enforcement failures.
According to UK Gambling Commission enforcement actions, 2025.
In the Betfred case, source-of-funds thresholds were found not to be risk-based.
According to UK Gambling Commission (Betfred) enforcement — example from one strict regime.
Three points of decline
A transaction can be declined at three very different points. Ledgerproof helps at the middle one — operator risk and its audit trail — and is explicit about where it does not.
- out of scopeProvider declineacquirer / PSP
- we help hereOperator riskrisk & compliance
- out of scopeWithdrawaloperator wallet